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Many farriers travel with their dogs and allow them to roam the barn while shoeing horses. How does this affect liability coverage? Through Markel’s liability policy, farriers can bring their dog in the rig and allow them to enter the barn while the farrier works. However, if that dog causes any incident resulting in a claim, the farrier’s liability coverage is voided for that case.
“Every company and every policy might vary on some exclusions or conditions from one farrier to another,” explains Kathleen Melton, a farm and liability specialist with Markel DIRECT.
She says farriers should read the list of exclusions on the policy and not hesitate in contacting an insurance agent to ask questions about “hypothetical” situations and how a policy might or might not respond.
The Dangers Of Illegal Drugs And Propane Tanks
Any farrier who swaps propane tanks with retailers should keep an eye out for valves and fittings that have been compromised while making methamphetamine or meth. Manufacturers of the illegal drug use the tanks for storing and using anhydrous ammonia. This causes fittings to break, leading to cracking of the valve body or its components and can ultimately result in a violent, unexpected expulsion of the valve from the cylinder. One of the telltale signs is blue discoloration around the valve or the stem fittings.
When working with another farrier, there is an easy way to reduce accidents related to…